Terms & Conditions

Last updated: April 2026

1. What this is

Oarsen is a web-based financial management tool for freelancers and small businesses. By using Oarsen, you agree to these terms. We've kept them readable on purpose.

2. Your account

You're responsible for your login credentials. One account per person. If you suspect unauthorized access, let us know immediately.

3. What we provide

Invoicing, expense tracking, time tracking, VAT and income tax preparation tools, and related features. We're a tool to help you organize — we're not accountants, tax advisors, or financial consultants. Always verify important numbers with a professional.

4. Payments & billing

Plans are billed monthly or yearly, in advance. Prices are in EUR and include BTW where applicable. We may adjust prices with at least 30 days written notice.

5. Your data

You own your data. We process it solely to provide the service. See our Privacy Policy for details. You can export your data at any time.

6. Cancellation

Cancel anytime from your account settings. You keep access until the end of your billing period. After that, your data remains available for export for 90 days.

7. What we're not responsible for

We do our best to keep things accurate, but: tax calculations should be verified with the Belastingdienst, we aim for 99.9% uptime but outages happen, and third-party integrations may have their own limitations.

8. Acceptable use

Don't use Oarsen for illegal activities, don't try to break our systems, and don't share your account. The usual stuff.

9. Changes to these terms

We'll notify you by email at least 14 days before changes take effect. Continuing to use Oarsen after that means you accept the updated terms.

10. Governing law

These terms are governed by Dutch law. Any disputes will be handled by the courts in the Netherlands.

11. Contact

Questions about these terms? Email us at legal@oarsen.com.